LAST UPDATED: July 7, 2026

PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING PROVIDING ACCESS TO OR ENCOURAGING YOUR STUDENTS TO PARTICIPATE IN ANY WEBSITE, FORUM, ONLINE COURSE, OR SERVICE MADE AVAILABLE BY FITBUX, INC. (“FITBUX”, “WE” OR “US”) AT HTTPS://WWW.FITBUX.COM/MONEY-SCHOOL OR ANY RELATED SITE OPERATED BY OR ON BEHALF OF FITBUX (COLLECTIVELY, “SITES”).

THESE TERMS REQUIRE RESOLUTION OF DISPUTES BY BINDING ARBITRATION IN TRAVIS COUNTY, TEXAS, A JURY TRIAL WAIVER, AND A CLASS ACTION WAIVER, A LIMITATION OF OUR LIABILITY, AND OUR DISCLAIMER OF WARRANTIES FOR THE SITE AND SERVICES.

By using any Service or Site, you acknowledge that you have read these Terms and agree to these Terms as a binding legal agreement between you and FitBUX. The Terms include threshold requirements for your continued use of the Services and Sites (including things you and your Students agree to do, and actions you and your Students agree never to do).  You agree that this Agreement legally binds you just as a written, paper contract you sign does.  If you do not agree to these Terms, you should not access the Sites and immediately discontinue using the Services.

You agree as follows:

Services

FitBUX offers an online personal financial wellness curriculum, webinars and self-paced courses for your undergraduate and graduate students (including recent graduates or young professionals you designate to participate) (collectively, “Services”).  The Services are offered on a subscription basis and are billed per authorized student account as designated by you (“Students”). Your fees will be set forth in an invoice and are payable thirty (30) days from the date of that invoice unless otherwise stated therein.

User Accounts

If you elect to participate in any of the Services, your designated Students will receive a personal account to access such Services (a “User Account”). You will not share access, or access information, to these User Accounts with any other party for any reason. You will never use any means other than your assigned User Account (including anyone else’s User Account) to access any of the Services and FitBUX Materials.

In setting up User Accounts, Students may be prompted or required to enter additional information, including their name and location. Additional information may be required to confirm their association with your educational institution. You represent that all Student information designated by you is accurate, current, and complete. You are responsible for any User Accounts created and/or student access that is associated with your educational institution. Each Student must accept our end-user Terms of Use and Privacy Policy, and other terms and conditions required by us as applicable, as a condition of accessing the Services, and you are responsible for your Students’ compliance with these Terms and the end-user Terms of Use.

During any period of time you have associated User Accounts accessing the Site and Services, you hereby grant us a non-exclusive, non-transferable, worldwide limited license to use, reproduce, publish and display your institution’s name, logos, and marks on our Site and associated materials for purposes of providing the Services. Our use will comply with any trademark guidelines provided by you. This license is revokable upon your written notice to us.

Permission to Use FitBUX Materials

The technology and content used to offer, or provided in connection with, the Services, including but not limited to the text, graphics, photographs, illustrations, images, videos, tutorials, notices, software and other content on the Site (“FitBUX Materials”) are either owned by us or licensed by us from third party licensors.  Subject to the provisions of these Terms and timely payment of the subscription fees, FitBUX hereby grants you and your Students a personal, non-exclusive, non-transferable, non-sublicensable license to access and use the FitBUX Materials to which the User Account has been granted access for so long as such User Account has been granted access. Subject to the provisions of these Terms, we grant you and your Students a nonexclusive, limited, revocable license to access and use the Site strictly to facilitate your educational, non-commercial use of our Services and to download or print a copy of any portion of the Site content solely for your use in connection with your use of the Site or Services, provided that you keep all copyright or other proprietary notices intact and prohibit dissemination to third parties not associated with your educational institution or associated End User accounts.  We may revoke this license at any time without notice and with or without cause.

Rules for Online Conduct

You acknowledge and agree that any of the following uses of the Site or Services are unauthorized under these Terms and would be cause for termination or immediate suspension of User Accounts. Accordingly, you agree that you will NOT use the Site or Services in any of the following ways: (1) impersonate any person or entity, or falsely state or otherwise misrepresent your identity, your age or your affiliation with or authority to act on behalf of any person or entity; (2) except where authorized by FitBUX, register for more than one User Account or register for a User Account on behalf of an individual other than yourself; (3) use the Site to gain entry into FitBUX’s systems; (4) copy, reverse engineer, modify, create derivative works of, distribute, or sell or otherwise commercially exploit any portion of Services or Sites, including any FitBUX Materials; (5) use any portion of FitBUX Materials other than as expressly permitted by these Terms; (6) use FitBUX’s name, trademarks, or other materials in connection with, or to transmit, any unsolicited communications or emails; (7) use any high-volume, automated, or electronic means to access any FitBUX Materials (including robots, spiders, scripts or web-scraping tools); (8) upload, post, transmit, share, store or otherwise make available content that, in our sole judgment, would constitute, encourage or provide instructions for a criminal offense, that is objectionable or which would restrict or inhibit any other person from using or enjoying the Site, that would constitute libel, slander, intimidation or harassment or violate the rights of any party, or that may otherwise expose FitBUX or another party to any harm or liability of any type, or violate any local, state, national or international law; (9) remove any of our copyright or trademark notices from the information we provide to you as part of the Services; (10) harvest or collect email addresses or other contact information of other users from the Site by electronic or other means for the purposes of sending unsolicited emails or other unsolicited communications; or (11) otherwise use this Site in any manner that violates applicable law or in an attempt to accomplish any illegal purpose.

Feedback

We always welcome your correspondence, feedback, comments, complaints and suggestions (collectively, “Feedback”) as this will help us improve our Services.  Feedback also includes information or ideas you provide to FitBUX regarding current or prospective FitBUX Materials, whether using functionality via the Sites or Services or otherwise. By submitting Feedback, you hereby grant FitBUX an irrevocable, perpetual, transferable, worldwide license to use, disclose, modify, commercially exploit, copy, distribute, transfer, sublicense, prepare derivative works based on, publicly perform, and publicly display any such Feedback.

Privacy

Our privacy policy is available at Privacy Policy – FitBUX and is incorporated into these Terms by this reference.

Changes to the Terms

We may make changes to these Terms from time to time. For example, we may add, delete or amend provisions. If we do this, we will post the revised Terms on the Site and will indicate at the top of this page the date the Terms were last revised. You agree that our posting of the revised Terms on the Site constitutes adequate notice to you.  You understand and agree that your continued use of the Services or the Site after we have made any such changes constitutes your acceptance of the Terms as revised.

Law & Forum

Any dispute arising out of or relating to these Terms or any FitBUX Materials (whether under contract, tort, or otherwise) will be governed exclusively by the laws applicable in the State of Texas, without regard to any principles of conflict of laws that would require or permit the application of the laws of any other jurisdiction. Subject to the arbitration provision below, you irrevocably and unconditionally consent to submit to the exclusive jurisdiction and venue of the state courts in Travis County, Texas with respect to any dispute or litigation arising under this Agreement or as the result of any Services.

ANY DISPUTE, CLAIM OR CONTROVERSY ARISING OUT OF OR RELATING TO THE SERVICES, THIS AGREEMENT OR THE BREACH, TERMINATION, ENFORCEMENT, INTERPRETATION OR VALIDITY THEREOF, INCLUDING THE DETERMINATION OF THE SCOPE OR APPLICABILITY OF THIS AGREEMENT TO ARBITRATE, SHALL BE DETERMINED BY BINDING ARBITRATION RATHER THAN A COURT IN AUSTIN, TEXAS BEFORE A SOLE ARBITRATOR. THE ARBITRATION SHALL BE ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (“AAA”) PURSUANT TO STREAMLINED ARBITRATION RULES AND PROCEDURES, AND THE ARBITRATOR SHALL APPLY THE LAWS APPLICABLE IN THE STATE OF TEXAS. JUDGMENT ON THE AWARD MAY BE ENTERED IN ANY COURT HAVING JURISDICTION AS SPECIFIED ABOVE UNDER “LAW & FORUM.” THIS CLAUSE SHALL NOT PRECLUDE PARTIES FROM SEEKING INJUNCTIONS OR OTHER FORMS OF EQUITABLE RELIEF OR PROVISIONAL REMEDIES IN AID OF ARBITRATION FROM A COURT OF APPROPRIATE JURISDICTION. YOU AGREE THAT ALL DISPUTES MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

No Representation or Warranty

ALL FITBUX MATERIALS ARE PROVIDED “AS IS” WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

WITHOUT LIMITING THE FOREGOING SENTENCE: FITBUX; ANY AUTHORS, CONTRIBUTORS, OR LICENSORS OF ANY FITBUX MATERIALS; AND ANY OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, OR AGENTS OF ANY OF THE FOREGOING (COLLECTIVELY, THE “FITBUX PARTIES”) DO NOT MAKE, AND HEREBY DISCLAIM, ALL WARRANTIES REGARDING ANY FITBUX MATERIALS, WHETHER EXPRESS OR IMPLIED, INCLUDING: MERCHANTABILITY; FITNESS FOR A PARTICULAR PURPOSE (INCLUDING THAT FITBUX MATERIALS WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS OR ACHIEVE YOUR INTENDED PURPOSES); TITLE, NON-INFRINGEMENT; ACCURACY; ADEQUACY; COMPLETENESS; AND UNINTERRUPTED, VIRUS-FREE, OR ERROR-FREE OPERATION.

YOU ACKNOWLEDGE AND AGREE:

(1) ALL FITBUX MATERIALS ARE FOR INFORMATIONAL PURPOSES ONLY;

(2) FITBUX MATERIALS ARE NOT INTENDED TO CONSTITUTE LEGAL ADVICE OR FINANCIAL, INVESTMENT, OR TAX ADVICE; AND

(3) YOU WILL NOT RELY ON THE CONTENTS OF ANY FITBUX MATERIALS OR ANY STATEMENT MADE BY ANY FITBUX PARTY, UNLESS YOU DO SO ENTIRELY AT YOUR OWN RISK.

No Investment, Financial, Legal, or Tax Advice; No Advisory Relationship

The FitBUX Materials and Services are provided solely for general educational and informational purposes. They are not, and should not be construed as, individualized investment, financial, legal, accounting, or tax advice, or a recommendation, solicitation, or offer to buy, sell, or hold any security or to adopt any investment strategy. By providing the Services or FitBUX Materials, no FitBUX Party is acting as an investment adviser, broker-dealer, or fiduciary to you, your Students, or your institution, and no advisory, fiduciary, or professional-client relationship is created by these Terms or by use of the Services. You acknowledge that one or more FitBUX affiliates may be registered as an investment adviser; however, the Services and FitBUX Materials are educational offerings that are separate and distinct from, and do not constitute, investment advisory services, and any investment advisory services would be provided, if at all, only by a duly registered adviser under a separate written agreement. Neither the Services nor the FitBUX Materials constitute a solicitation or offer of advisory services by any FitBUX affiliate. You and your Students should consult a qualified professional regarding your particular circumstances before making any financial decision.

Limitation of Liability

THE TOTAL CUMULATIVE LIABILITY OF THE FITBUX PARTIES (WHETHER UNDER CONTRACT, TORT, OR OTHERWISE) TO YOU WILL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU (FOR THE AVOIDANCE OF DOUBT, EXCLUDING ANY AMOUNTS NOT PAID BY YOU, REGARDLESS OF WHETHER PAID ON BEHALF OF, OR TO BENEFIT, YOU) TO FITBUX FOR ACCESS TO, OR USE OF, FITBUX MATERIALS.

NO FITBUX PARTY WILL BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES RELATED TO THESE TERMS OR ANY FITBUX MATERIALS.

Indemnification

To the fullest extent permitted by applicable law, you will defend, indemnify, and hold harmless the FitBUX Parties from and against any third-party claim, demand, action, or proceeding, and any resulting loss, liability, damage, cost, or expense (including reasonable attorneys’ fees), arising out of or relating to: (a) your breach of these Terms; (b) your or your Students’ use of or access to the Services, Sites, or FitBUX Materials in violation of these Terms or applicable law; (c) any content, data, or information you or your Students provide, upload, or make available through the Services or Sites; (d) your or your Students’ violation of applicable law or of the rights of any third party; or (e) your designation of, or provision of access to, any User Account.

As conditions of indemnification, FitBUX will promptly notify you in writing of the claim (provided that any delay relieves you of your obligations only to the extent you are actually prejudiced), grant you sole control over the defense and settlement of the claim, and provide reasonable cooperation at your expense; provided that you may not settle any claim in a manner that imposes any liability or obligation on, or requires any admission or payment from, any FitBUX Party without that party’s prior written consent, not to be unreasonably withheld. Nothing in this Section requires indemnification to the extent prohibited by applicable law.

Limited Claims Periods

ANY CAUSE OF ACTION RELATED TO THESE TERMS OR ANY FITBUX MATERIALS MUST COMMENCE, AND FITBUX MUST RECEIVE FROM YOU WRITTEN NOTICE OF SUCH CAUSE OF ACTION, WITHIN ONE YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

Waiver of Jury Trial. EACH PARTY KNOWINGLY, VOLUNTARILY, AND INTENTIONALLY WAIVES ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY ACTION ARISING OUT OF OR RELATED TO THIS AGREEMENT OR ANY FITBUX MATERIALS OR SERVICES. EACH PARTY CONFIRMS THAT THIS WAIVER IS GIVEN AFTER OPPORTUNITY TO CONSULT WITH COUNSEL AND IS A MATERIAL INDUCEMENT FOR EACH PARTY TO ENTER INTO THIS AGREEMENT.

Equitable Relief; Small Claims Carve-Out. Notwithstanding anything herein, either party may (a) seek injunctive or other equitable relief in any court of competent jurisdiction to protect intellectual property, confidential information, or trade secrets, and (b) bring an individual claim qualifying for that court’s jurisdiction in small claims court.

Termination Rights

FitBUX, in its sole discretion, may terminate your access to any FitBUX Materials for any breach of these Terms or any behavior that adversely affects FitBUX, and FitBUX will have no liability to you for such action.

Conflicts

These Terms govern the relationship between FitBUX and your institution. FitBUX’s end-user Terms of Use accepted by the individual Students govern the relationship between FitBUX and individual Students, and the Privacy Policy  governs the collection and use of personal information. In the event of a conflict: (a) the Privacy Policy controls as to matters of data privacy; (b) as between these Terms and the end-user Terms of Use, these Terms control with respect to the rights and obligations of your institution (including fees, licensing, and allocation of liability), and the end-user Terms of Use controls with respect to the rights and obligations of individual Students; and (c) in all other respects, these Terms control as to the subject matter addressed in these Terms.